North America
United States
World-class medical facilities but the highest medical costs in the world — unlimited cover and comprehensive cancer declaration are absolutely essential for Kiwi travellers.
Popular for cruises, bucket-list travel, visiting family, and connecting to other destinations. One of the top 5 destinations for Kiwi travellers.
Cancer Considerations for United States
- !A single night in a US hospital can cost NZ$5,000–$20,000 — without insurance, a cancer complication requiring hospitalisation could cost hundreds of thousands of dollars
- !Cancer complications requiring ICU admission in the USA can result in bills exceeding NZ$500,000
- !Medical evacuation from the USA back to New Zealand can cost NZ$80,000–$200,000 by air ambulance
- !Visa requirements: ESTA (Visa Waiver) allows entry but does not affect insurance requirements
Insurance Tip
The USA presents the highest financial risk of any destination for cancer patients. Do NOT travel to the USA with a policy that has a medical cover cap below unlimited — even $5 million may not be enough for a complex cancer complication in an American hospital. Ensure your cancer has been declared and approved for cover before departure.
Indicative Premium
From ~NZ$350 for a 3-week USA policy with cancer cover (varies significantly by age and cancer type)
Premiums vary significantly by age, cancer history, trip length, and insurer. Get quotes from multiple providers to compare.
Get Covered for United States
Compare all 7 NZ providers to find the best cancer cover for your United States trip.
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