NZ Travel Insurance Providers for Cancer Patients
Seven NZ travel insurance providers that each assess cancer applications individually. Click through to any provider for full details, or get an online quote directly.
Cover-More
Cover-More is one of New Zealand's leading travel insurance providers and the only NZ insurer that automatically covers non-melanoma skin cancer (subject to conditions). For all other cancers, Cover-More's online medical assessment can determine your eligibility quickly and clearly.
Requires an online medical assessment for all cancers (except non-melanoma skin cancer with no ongoing treatment). An additional premium typically applies when cancer cover is approved.
- ✓Only NZ insurer to auto-cover non-melanoma skin cancer (if no chemo/radiation/follow-up required)
- ✓Unlimited medical and evacuation cover included as standard
- ✓Fast online medical assessment — usually assessed within minutes
1Cover
1Cover has one of the most transparent cancer assessment processes in New Zealand, with a dedicated cancer information page and a clear three-outcome system. Travellers are told exactly where they stand after completing the online medical questionnaire.
Dedicated cancer assessment process with three possible outcomes: cover approved with additional premium, mandatory exclusion of cancer-related claims only (policy still valid for all other benefits), or unable to offer cover.
- ✓Transparent three-outcome assessment system — no surprises
- ✓Dedicated cancer information page with clear explanations
- ✓Cancer exclusion option still allows non-cancer travel cover
Southern Cross Travel Insurance
Southern Cross Travel Insurance is one of New Zealand's most trusted insurance brands. SCTI uses a 3-year lookback period to define pre-existing conditions and has a clear process for applying to have conditions like cancer covered under your policy.
Travellers with cancer must apply to have the condition covered as a pre-existing condition. A 3-year lookback period applies. If approved, an additional premium is charged. If not approved, the cancer is excluded but other cover remains.
- ✓Trusted New Zealand brand with strong claims reputation
- ✓Clear 3-year lookback period defines pre-existing condition scope
- ✓Apply for pre-existing cover at quote stage — no separate process
World Nomads
World Nomads is globally recognised and popular with younger and adventure-focused travellers. While 40 conditions can be auto-covered, cancer is not among them and must be declared via assessment. World Nomads offers strong adventure sports cover alongside cancer assessment.
Cancer must be declared and assessed — it is not among the 40 conditions that can be auto-covered. Travellers complete an online medical assessment. An additional premium typically applies if cover is approved.
- ✓Strong adventure sports and activities cover
- ✓Popular globally with a well-reviewed claims process
- ✓40 common conditions auto-covered (though not cancer)
Allianz Travel
Allianz Travel is one of the world's largest travel insurance providers. Their cancer cover process requires written approval and issues a Certificate of Insurance or Medical Terms of Cover as evidence — a formal approach that provides clear documentation of exactly what is and is not covered.
Cancer must be disclosed at the time of purchase. Cover is only extended if agreed in writing. Travellers receive a Certificate of Insurance or Medical Terms of Cover document confirming what cancer-related cover has been agreed.
- ✓Written confirmation of cancer cover — certainty at claims time
- ✓Global Allianz network for emergency assistance
- ✓$20 million medical cover limit
Zoom Travel Insurance
Zoom Travel Insurance is a New Zealand-focused provider underwritten by HDI Global Specialty SE. Zoom offers an online medical assessment process for cancer, with additional premium applying when cover is approved. A solid option for straightforward cases.
Cancer must be declared, agreed in writing, and an additional premium paid. Zoom uses an online medical assessment process to evaluate cancer cases individually.
- ✓NZ-focused provider with local claims support
- ✓Online medical assessment process for cancer
- ✓Unlimited medical cover as standard
AA Travel Insurance
AA Travel Insurance is arranged by the New Zealand Automobile Association and administered by Cover-More. This means it uses Cover-More's established medical assessment system for cancer — with the added benefit of 10% savings for AA members and free cover for children under 21.
Uses Cover-More's medical assessment system. All cancers except non-melanoma skin cancer (no ongoing treatment) must be declared and assessed. AA members receive a 10% discount on premiums.
- ✓AA members save 10% — meaningful discount on cancer premiums
- ✓Children under 21 travel free on same policy
- ✓Uses proven Cover-More assessment system
Want to compare them side-by-side?
See all 7 providers in a single comparison table — medical limits, cancer approach, and assessment process at a glance.
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