Cover-More

About Cover-More

Cover-More is one of New Zealand's leading travel insurance providers and the only NZ insurer that automatically covers non-melanoma skin cancer (subject to conditions). For all other cancers, Cover-More's online medical assessment can determine your eligibility quickly and clearly.

How Cover-More Handles Cancer Cover

Cancer Cover Notes

Non-melanoma skin cancer (e.g. basal cell carcinoma, squamous cell carcinoma) is automatically covered provided: it is not a melanoma; no chemotherapy or radiotherapy was required; and no follow-up treatment is currently required. All other cancers — including melanoma — must be declared through Cover-More's online medical assessment, and an additional premium will apply if cover is approved. Terminal diagnosis: Cover-More cannot issue a new policy.

Key Strengths

• ✓Only NZ insurer to auto-cover non-melanoma skin cancer (if no chemo/radiation/follow-up required)
• ✓Unlimited medical and evacuation cover included as standard
• ✓Fast online medical assessment — usually assessed within minutes
• ✓Backed by Zurich, one of the world's largest insurers

How to Apply for Cancer Cover with Cover-More

1. 1Visit the Cover-More website using the link below and start a quote.
2. 2When asked about pre-existing conditions, declare your cancer history fully and accurately. Do not skip this step.
3. 3Complete the online medical questionnaire. Have your diagnosis date, treatment history, and current medications to hand.
4. 4Review the outcome — cover approved with premium, cancer excluded but policy issued, or unable to cover. Compare with other providers if needed.
5. 5Read the policy wording carefully before purchasing to understand exactly what is and is not covered.