1Cover

About 1Cover

1Cover has one of the most transparent cancer assessment processes in New Zealand, with a dedicated cancer information page and a clear three-outcome system. Travellers are told exactly where they stand after completing the online medical questionnaire.

How 1Cover Handles Cancer Cover

Cancer Cover Notes

1Cover's online medical assessment for cancer can result in three outcomes: (1) Cover approved with an additional premium; (2) Cancer-related claims excluded, but the policy is still issued for all other travel benefits; or (3) Unable to issue a policy. A terminal diagnosis means 1Cover cannot issue any policy. The three-outcome model is useful for travellers who want general travel protection even if cancer cover is declined.

Key Strengths

• ✓Transparent three-outcome assessment system — no surprises
• ✓Dedicated cancer information page with clear explanations
• ✓Cancer exclusion option still allows non-cancer travel cover
• ✓Unlimited medical cover with HDI Global backing

How to Apply for Cancer Cover with 1Cover

1. 1Visit the 1Cover website using the link below and start a quote.
2. 2When asked about pre-existing conditions, declare your cancer history fully and accurately. Do not skip this step.
3. 3Complete the online medical questionnaire. Have your diagnosis date, treatment history, and current medications to hand.
4. 4Review the outcome — cover approved with premium, cancer excluded but policy issued, or unable to cover. Compare with other providers if needed.
5. 5Read the policy wording carefully before purchasing to understand exactly what is and is not covered.